Accounts that put your Savings on Cruise Control
Got a specific savings goal? You might want an account that helps you save faster than a regular savings account. With a UFirst Certificate, you can earn more on your money. We've got a few different options to choose from:
- UFirst Certificate Account
- Savings Builder Certificate Account
- Lucky Savers Certificate
Not sure which one's your perfect match? No worries - our team is ready to help. Pop by a branch or connect with our team!
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Compare the Difference
UFirst Certificate Account | Savings Builder Certificate | |
|---|---|---|
Type of Saver | Savers with larger initial deposits, long-term goals | Savers starting small, saving regularly |
Requirements | $500 minimum deposit to open, early withdrawal penalties | $10 minimum to open, fixed term of 12 months |
Benefits | Terms up to 48 months | Automatic deposits via Direct Deposit |
Service Charge | No maintenance fees | No maintenance fees |
Interest | Fixed rates, higher than regular savings, Certificate Relationship Bonus | Higher dividends than regular savings, higher rate with UFirst Checking Account |
Additional Features | Higher dividends for longer terms | Save small increments automatically |
Lucky Savers
Lucky savers is our free Save to Win prize-linked savings program that rewards members for contributing to their own savings account.
When you open a 12-month Lucky Savers share certificate with at least $25, you’ll be entered to win monthly and quarterly prizes. Not only are you gaining regular dividends on your savings, but with each additional deposit of $25, you get more chances to win! Members can earn up to 10 entries per month, so the more you save, the more chances you have to win.
With monthly and quarterly prizes ranging from $25 to $5,000, members save money, gain interest and have a chance at great cash prizes. That’s a WIN WIN…for you!! Click the buttons below to view the official rules and contact UFirst to open an account.
Certificate Relationship Bonus
Because you're an awesome member, you may be eligible for a bonus on a regular certificates *APY. The rate bonus is applied to the *APY offered on the certificate selected at the time of opening. Contact our team to learn more.
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*APY - Annual Percentage Yield. Rate bonus available to qualified members. Bonus will be applied through the expiration of the certificate and is not automatically applied to renewals. Bonus does not apply to certificate specials. UFirst reserves the right to end its Certificate Relationship Bonus program at any time without notice.