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Usaver Accounts

Raising Money Confident Kiddos...check!

Teach your kids the power of saving with a Usaver Account. They're available for kids as young as infants and can become their lifetime savings account, thanks to you establishing their habits early.

Usaver Account

  • Available for kids 0-17 years old
  • Open with as little as $5
  • Interest-bearing account 
  • Moonjar available to help kids learn how to budget for spending, saving and giving
  • Must be opened by parent, guardian or grandparent
  • UTMA accounts available
  • Usaver Certificates with special rate 
  • Access to free Banzai Junior Financial Literacy Lessons 

Usaver Teen Checking Account 

  • Available for teens 13-17
  • Checking account available for teens 14+
  • Debit cards help your teen learn how to spend wisely
  • No minimum or maximum balance (No monthly fees either!)
  • With a parent or guardian connected to the account, it's easy to transfer funds to your teen
  • Use mobile or online banking to teach them how to track and manage their spending (card controls are available too)
  • Access to free Banzai Teen Financial Literacy Lessions
  • Scholarships available for high school students 

Usaver Certificates

  • Available for kids 0-17 years old
  • Open with as little as $5
  • Interest-bearing account
  • Moonjar available to help kids learn how to budget for spending, saving and giving
  • Must be opened by parent, guardian or grandparent
  • UTMA accounts available
  • Banzai Junior Financial Literacy Lessons
teen holding debit card

Open a Usaver Account 

You will need the following to open a Usaver account: 
  • Your child's Social Security number and Birth Certificate as proof of identity. If your child has a state-issued permit or driver's license, that will serve as a form of identification instead of a birth certificate. 
  • Your ID (Driver's License/State-issued ID Card/Passport)
  • Teens 14 or older may open a checking account

Open Account

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