Usaver Account
- Available for kids 0-17 years old
- Open with as little as $5
- Interest-bearing account
- Moonjar available to help kids learn how to budget for spending, saving and giving
- Must be opened by parent, guardian or grandparent
- UTMA accounts available
- Usaver Certificates with special rate
- Access to free Banzai Junior Financial Literacy Lessons
Usaver Teen Checking Account
Preparing your teen for their future is probably one of the most important things you will do for them. Teens who learn how to be responsible with their money today are more likely to make good financial decisions tomorrow.
- Checking account available for teens 14+
- Debit cards help your teen learn how to spend wisely
- No minimum or maximum balance (No monthly fees either!)
- With a parent or guardian connected to the account, it's easy to transfer funds to your teen
- Use mobile or online banking to teach them how to track and manage their spending (card controls are available too)
- Access to free Banzai Teen Financial Literacy Lessons
- Scholarships available for high school students
Usaver Certificates
- Available for kids 0-17 years old
- Open with as little as $5
- Interest-bearing account
- Moonjar available to help kids learn how to budget for spending, saving and giving
- Must be opened by parent, guardian or grandparent
- UTMA accounts available
- Banzai Junior Financial Literacy Lessons

Open a Usaver Account
You will need the following to open a Usaver account:
- Your child's Social Security number and Birth Certificate as proof of identity. If your child has a state-issued permit or driver's license, that will serve as a form of identification instead of a birth certificate.
- Your ID (Driver's License/State-issued ID Card/Passport)
- Teens 14 or older may open a checking account