Loans to Get You Into Almost Any Vehicle
Getting a new vehicle is always exciting, and it's important that you work with a lender you can trust to provide you with a vehicle loan with the right terms and rates. With a vehicle loan from UFirst Federal Credit Union, you can get the financing you need to purchase a new or used vehicle that can include:
- Car
- Truck
- SUV
- Snowmobile
- ATV
- Jet ski
- RV
- Boat
- Camper
We also offer refinance options to switch your auto loan to being serviced by UFirst. Contact a member of our lending team to learn more about your vehicle loan options at UFirst.
UFirst Vehicle Loan Advantages
When you choose UFirst as your vehicle loan provider, the advantages include:
- Quick, local decisions
- Easy application process
- Special member loan discounts
- Get pre-approved before you shop
- No application fees. Ever.
- Flexible terms, up to 7 years*, to fit your budget
- Auto payment available through your direct deposit
- Refinance from other lenders to reduce payments or terms
- Protection Plans available to cover you in case of loss, accidents or breakdowns
Driving Sense: A Low Payment Alternative to Leasing
Would you like the low monthly payments of a lease without the heavy restrictions and hidden costs?
It might sound impossible, but with UFirst FCU's Driving Sense Program, it's a reality!
Driving Sense offers payments that are significantly lower than conventional financing, similar to a lease. However, unlike a lease, you own the vehicle and enjoy all the flexibility and benefits of ownership!
Benefits of Driving Sense
- Eligibility: New and pre-owned vehicles up to five years old qualify.
- Flexible Terms: Choose loan terms up to 72 months.
- No Down Payment: Start without a down payment.
- Mileage Options: Annual mileage options of 7,500, 10,000, 12,000, 15,000, and 18,000 miles.
- No Extra Fees: No security deposit or acquisition fees.
- No Penalties: No early payoff penalty.
- Ownership Benefits: Since the title is in your name, you have more options before and at loan maturity, including the ability to turn in your vehicle and walk away at the end of the loan term.
- Refinancing: Refinance your current vehicle loan to reduce your monthly payments with Driving Sense.
- Upgrade Easily: Easily upgrade or change your vehicle every few years!
Experience the freedom and flexibility of vehicle ownership with the low payments of a lease through UFirst FCU's Driving Sense Program!