Manage Your Money.


Online Banking

Your busy life demands flexibility. Just about everything you can do at our branches can be done online, either at home or on the go. It’s quite literally the branch that never sleeps (because we have too).

Online Banking Benefits

  • Check balances and make transfers
  • Pay your bills or another person
  • Apply for loans
  • Budget with our Money Management Tool
  • Access your statements electronically
  • Contact us through our secure messaging system
  • Update your address, phone or email

Here’s how to get started!

  • New users When on the UFirst website, click enroll, located under the online banking login box. Enter your account number, 8-digit birthday and zip code. You will then be prompted to choose a new User Id and password.
  • Issues logging in? If you don’t remember your password, you can click forgot password. You also may be locked out if you’ve tried unsuccessfully to login too many times. If that happens, contact us at 518-324-5700 option 1 or for help.
  • All logged in? Download our mobile app via the Apple or Google Play Store for convenience on the go!

Mobile Banking

Bank from the car (parked, of course!) or at the checkout line with our highly secure Mobile Banking App. Virtually anything you do in Online Banking, can be done through the UFirst App. Anywhere you go, you'll be connected to your accounts, making managing your finances easy as pie!

Mobile Banking Benefits

  • View real-time account balances
  • Easily transfer funds between eligible accounts
  • Deposit checks anytime using Mobile Deposit
  • Track your credit score with Credit Sense
  • Instant Balance Feature
  • Find locations & ATMs
  • Download the FREE App or use the browser on your phone

Mobile Deposit

We love seeing your smiling face, but we get that your life is busy and running to a branch just to deposit a check isn’t always convenient. You need Mobile Deposit! Save time by using your smartphone to take an image of your check and deposit it right into your UFirst account.

Mobile Deposit Benefits

  • Saves you time – no need to visit ATM or branch
  • Deposit a check from virtually anywhere with your smartphone
  • Deposit into savings or checking
  • View your deposit history and status
  • It’s FREE

What you need to know

To make mobile check deposits, open your UFirst FCU Mobile Banking App and select deposit on your iPad, iPhone or Android device. From there, simply choose where you want to deposit the check, enter the amount and snap a pic. It’s that easy! But just in case, we’ve come up with some frequently asked questions in case something should come up.

Bill Pay

Bill Pay is a one-stop shop. One where you set-up, manage and pay all of your bills for FREE! So take comfort in knowing your bills are be paid on time, every time because you're in control.

Bill Pay Benefits

  • Set up one-time or recurring payments
  • It’s safe and secure within Online Banking
  • Pay bills from the office chair or the beach chair
  • Receive e-bills from your billers
  • Pay another person using Popmoney
  • Access payment history
  • It saves SO much time!!


Let's be honest and ask ourselves the question, how often do I look at my account statements? Going paperless with eStatements is an easy way to reduce clutter and simplify your finances. It’s also a sure way to protect your identity and reduce the risk of fraud. That's enough of a reason right there, isn't  it?

eStatement Benefits

  • They arrive faster than snail mail
  • It’s safer and more secure
  • We’ll notify you by email when your eStatement is ready to view
  • View, save or print your statements
  • Free to use

Apple Pay

Change the way you pay! Use Apple Pay and your UFirst VISA debit card to pay the easy, secure and private way. What is Apple Pay you ask? It’s contactless payment technology that uses a unique security feature built right into your Apple device, allowing you to make purchases by holding your iPhone near a contactless reader.

Apple Pay Benefits

  • Safer than using your physical card
  • Your sensitive information is replaced with a substitute digital account number so you can pay with confidence
  • Free to use


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