Wherever Life Takes You.




Every now and then, we reach a point in life where we need more money than we have on hand. Whether you’re planning for tomorrow or something unexpected happens today, it’s good you came to us first. We have a number of loan options available to you for all of life’s little twists and turns.

Personal Loan

Personal Loans can be used for pretty much anything – vacations, college tuition, school supplies, weddings, car repairs and more. Flexible loan terms and repayment plans to fit your needs.

Benefits of a Personal Loan:

  • Get fast cash
  • Affordable monthly payments
  • Terms up to 6 years
  • Automatic payments available

Credit Builder Loan

If you’ve had some challenges with your credit in the past, we can help put you back on track. With a credit builder loan, you use your money to secure the loan that you need. Essentially, your borrowing against your own savings and you’ll pay a lower interest rate.

Benefits of a Credit Builder Loan:

  • Savings is used as collateral
  • You can borrow up to 100% of the account balance
  • Fixed rate
  • Your money will still earn dividends
  • Funds in the account are released as the loan is paid off

Debt Consolidation Loan

Managing your debt can seem like a full-time job. You may have loans for your home, vehicles, education and credit cards, and they all could be from different lenders. UFirst can help you get organized by bringing everything together in one, local place. By converting high interest rate loans and credit cards from other institutions into one manageable payment, with a much lower interest rate. Who knew one loan could do all that?!

Benefits of Debt Consolidation Loan:

  • One payment, one lender.
  • Fixed rate
  • Terms up to 5 years
  • Lower interest rate than most credit cards
  • Increases your monthly cash flow
  • Can help improve your credit score

Heating Loan

This loan could cover expenses like:

  • Fuel Oil
  • Pellets
  • Firewood
  • Propane

Benefits of Heating Loan:

  • Fixed rate
  • Pay it back over 1-year period
  • Borrow up to $2,000
  • Affordable monthly payments
  • Automatic payments available

Holiday Loan

During the holidays, it seems like we can find ourselves a little short on cash. Make the holidays merrier with up to $2,000 from your jolly neighborhood credit union! Use the funds for a winter getaway, holiday gifts or other expenses that come up during this time of year.

Holiday loans are offered during October 1st through December 24th.

Benefits of Holiday Loan:

  • Rates as low as 6.00% APR
  • Borrow up to $2,000
  • No payments for 60 days 
  • Pay it back over 10 months
  • Affordable monthly payments
  • Make saving easy with automatic transfers from your payroll!

Apply Now

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