This is your time.
THE CHOICE IS YOURS.
Frequently Asked Questions for Parents
How do we become a member of UFirst FCU?
To open an account, you must have a valid New York State Driver’s License or Identification card, U.S. Social Security number, Acceptance Letter and $5.00 to start the account.
You and your family can join the credit union exclusively because your child is a student of SUNY Plattsburgh. Once they graduate, they can remain a member of UFirst FCU because once a member, always a member!
Here’s how to join:
If you do not have a US Social Security number, you will need to fill out and submit a Certificate of Foreign Status (W8) form along with your application.
Should I be a joint owner on my student’s account?
Yes. Here are some things to consider…..
Being a joint owner on the account gives you easy access to make deposits or withdrawals. With features like Pop Money, Transfer Now and Shared Branching, you can easily transfer funds to your student or vice versa. You’ll also have easy account access via online or mobile banking.
Is there online or mobile account access?
Yes! Members can access their account 24/7 with any of our convenient electronic services.
Do you have branches and ATMs on campus?
Yes! We have a branch and an ATM conveniently located inside the Angell College Center.
Please visit www.UFirstFCU.net for a full list of our locations and hours of operation. You can also call us at 518-324-5700 option 1.
Do you have off-campus ATMs & branches?
Yes! The Plattsburgh Main Branch is located about a mile up the road from the SUNY Campus on Rugar Street with a 24-Hour ATM and full-service branch. For a complete list of locations and hours, visit our website.
Do you offer student loans?
UFirst FCU does not finance student loans, however, we do partner with Sallie Mae to offer our members the choice of borrowing smarter. With competitive rates, several repayment options, rewards for paying on time, Sallie Mae is the smart way to pay for college! To learn more, visit our website.
Does UFirst FCU offer credit cards?
Yes! We offer a VISA credit card with low rates, no annual or hidden fees, simple terms and conditions and a minimum credit card limit of $250.00. We also offer student’s the ability to secure their VISA with funds in their savings account to ensure they don’t get in over their heads while building their credit history.
If I am not a joint owner, how can I make deposits into my student’s account?
We know your college “to do” list is already pretty overwhelming, but before you send your child off to college, be sure to sit them down and help prepare them for financial success. It’s important that they understand the importance of managing their money and how it affects their future. Here are some tips: