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Home Mortgages

UFirst Federal Credit Union is your local, full-service home loan provider. We make the process of home buying a pleasant one. Whether you’re buying a new home or refinancing an existing home, UFirst FCU’s personal service and local decision-making provides convenience and peace of mind every step of the way. We offer a variety of mortgage products to ensure you choose the best option to suit your budget or lifestyle.

Buy A Home

We offer a variety of loan terms and rate options to meet your needs to finance single family homes or multi-unit homes with up to 4 units as long as one is occupied by the owner.

  • Construction Loans (up to 80% maximum financing)
  • PMI Mortgages (up to 97% maximum financing)
  • Conventional Fixed Rate Mortgage (up to 80% maximum financing)
  • Conventional Adjustable Rate Mortgage (up to 80% maximum financing)

We have also partnered up with HomeOwners Advantage & Owners Choice Funding to give you, as our member, the best service possible when it comes to buying or refinancing your home. HomeOwners Advantage and/or Owners Choice Funding can offer you competitive rates and superior home loan programs like:

  • FHA/VA
  • USDA
  • Investment Properties
  • Secondary Home Purchases

Talk to our Experts Face to Face

Ready to get started? Sit down with one of our Mortgage experts to find the option that's right for you!

Chantal Davenport

NMLS# 1479472
 Email Chantal
Plattsburgh Main

Eric McDowell

NMLS# 1219860
 Email Eric
Plattsburgh Main


Setup an appointment


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