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Scratch & Win

When you need some adventure, you can count on us to put you behind the wheel (No matter what it is)!

Winter, Spring, Summer, Fall, The North Country has it all! Okay, that’s really corny, but we live in an area just bursting with adventure! Scenic rides through the Adirondack Mountains, camping with family, cruising Lake Champlain with friends, snowmobiling, hunting…There’s something for everyone and a toy to go with it. Your next adventure starts here, with a recreational loan from UFirst. And going on now through June 30th, UFirst FCU is offering you the chance to Scratch & Win when you finance a recreational vehicle with us!

Here's just a few reasons you should finance with us:

  • Quick, local decisions
  • Easy application process
  • Get pre-approved before you shop
  • Terms up to 12 years
  • No application fees, Ever.
  • Great, low rates
  • Auto payment available through your direct deposit

Recreational Loans can be for:

  • Boats
  • Jet Skis
  • Motorcycles
  • ATVs
  • Campers
  • UTVs
  • Snowmobiles

Check out our local partners for your next recreational vehicle! And when you've found what you're looking for, tell them you want to finance with UFirst FCU and they'll take it from there.

  • Boatworks Marine
  • Day Brothers
  • Della Motorsports
  • Lake City Choppers
  • Momot Trailer Sales

So what are you waiting for? If you live for the great outdoors, the open road or riding the waves, then now’s the time to finance what you love! Live life for you!

 *Offer good through June 30, 2019. No purchase necessary. Membership required. Member must be in good standing and must present card at time of redemption to receive prize or discounted rate. Loan discounts are subject to credit approval and credit union lending guidelines. Rate valid with financing of new or used recreational vehicles only, may not be combined with other promotions. Rates vary with term and credit history. Discounted rate is in addition to the relationship pricing program in place at UFirst FCU. Offer does not include existing recreational loans already financed at UFirst Federal Credit Union. 60 Day or 90 Day first payment deferral is valid May 15th, 2019 - June 30th, 2019. Payment is deferred for 60 or 90 days dependent upon scratch off result. Interest begins accruing upon disbursal of loan. 0.25% increase on certificate is for new certificates opened during May 15th, 2019 through June 30th, 2019 and do not apply to existing certifciates with UFirst Federal Credit Union. UFirst swag or gift card winners can redeem for prize at Plattsburgh Main branch located at 274 Rugar Street. Call or visit any branch and speak with our loan personnel for more details. Other conditions may apply. UFirst FCU is Federally Insured by the NCUA.

Mobile Deposit

The feature that everyone has been waiting for has finally arrived! Mobile Deposit is an easy and secure way for you to deposit checks using your mobile device. In just a few steps, you can make your deposit without ever having to go to a branch! Here are some frequently asked questions:

Is there a charge to use Mobile Deposit?

No, it's completely free!

How do I properly endorse my check(s)?

It is extremely important to ensure that you endorse your check(s) correctly so they don't get rejected. Here is what to do:

  • Sign your name as it appears on the front of the check
  • Write the account number you want the check deposited in underneath your signature
  • Some checks have a box that you can check for mobile deposit, so you can just mark that. (Image coming soon)
  • If there isn't a mobile deposit box, write Mobile Deposit

If proper endorsement isn't provided, then the deposit will be rejected.

When can I expect my deposit to appear in my account?

Deposits made prior to 2:30pm will be deposited into your account around 4:30pm. Anything after 2:30pm will be considered next day.

Are there limits to how much or how many checks I can deposit?

Yes. The maximum amount per deposit per day is $5,000 per account. Maximum amount for one check is $2,500 per day. There is not a limit to the number of checks that you can deposit in a day as long as you are within the daily limit.

Will there be a hold on deposit?

Deposits made through Mobile Deposit are subject to the UFirst check hold policy that is currently in place for all deposits made by check.

How do I access Mobile Deposit?

Mobile Deposit is only available with our UFirst Mobile Banking app which can be downloaded for free using iTunes or Google Play. The mobile application works with iPhone and Android smart phone platforms. To use the app, you must first be enrolled in online banking.

  • After logging in to the UFirst app, select "deposits" from the home screen
  • Select and account for deposit
  • Enter the check amount. Please note: per check limit is $2,500; per day limit is $5,000
  • Take a photo of the front and back of the check (Make sure it's a clear image and captures the whole check)
  • Make sure the back of the check includes proper endorsement (see how I properly endorse check above)
    • Signature
    • Account Number
    • Check of "for mobile deposit" or write Mobile Deposit
  • Confirm deposit details
  • Retain check until cleared

This information will all soon be permanently available on our updated website once it goes live. Mobile Deposit is a great new service that we are proud to offer and one we hope you will enjoy! If there are any questions regarding mobile deposit, please contact us at 518-324-5700 option 1.

Shred Days

Mark your calendars for the UFirst Shred It & Forget It Event!  

Protect yourself from identity theft by bringing your unwanted personal documents to the UFirst Shred It & Forget It event. If a document contains your signature, social security number, account number, medical or legal information, it should be shredded when you no longer need it. Adirondack Mobile Shredding will be on site to shred your documents safely and securely, free of charge!

Join us:

Saturday, April 27th, 2019

9:00 am - 12:00 pm

Plattsburgh Main Branch - 274 Rugar Street

Remember to keep a few things in mind:

  • There is a maximum of 5 file boxes or trash bags per car. We can only accept paper - please no electronics, hardware, etc.
  • Shred Day is open to the community; however, we do restrict businesses from dropping off. We simply cannot accommodate large quantities of shredding and we appreciate the cooperation.
  • Check over the documents you are going to shred to ensure that you are not getting rid of anything of importance like birth certificates, social security card, marriage licenses, etc.
  • Please look for UFirst personnel to greet you and direct you on where to park. We will come to you!
  • Can't make it? A secure drop off bin will be available at the Plattsburgh Main branch beginning April 3rd.
  • Shred Day is FREE; however, donations to benefit Camp Ta Kum Ta are kindly accepted.

We look forward to seeing you at our Shred It & Forget It event on Saturday, September 7th, 2019!!

Shred Day is first come, first serve. While Shred Days are scheduled to last three hours, the actual length of the Shred Day depends on how full the truck is. If the truck is full before the scheduled end time, the remainder of shred day will be canceled.