Skip a Pay
Have we got a gift for you! As a valued member of UFirst FCU, you are entitled to skip a payment on your loan(s) during the Holiday Season. We know that the Holidays can be a stressful time of year with traveling, gift giving and hosting family. The Skip-a-Payment program is designed to help you breathe a little easier during the Holiday Season. It's simple to take advantage of this offer:
- Click here for Skip-A-Pay form
- Indicate the month you want to skip (November, December or January)
- There is a low processing fee of $25 per loan to take advantage of this offer. This fee can be paid in cash or you can complete the authorization portion of the form to deduct the fee from your account.
- Submit form by:
- Email: email@example.com
- Fax: 518-324-5777
- Mail: UFirst Federal Credit Union, 274 Rugar Street, Plattsburgh, N.Y. 12901
- Deliver to a UFirst location nearest you
- Questions? Feel free to call us at 518-324-5700
This offer excludes Mortgages, Home Equity Loans/Lines of Credit, Certificate/Share Secured Loans and VISA Credit Card. All loans considered must be current and at least 6 payments must have been made.
By signing and submitting the Skip-A-Pay coupon, you authorize UFirst Federal Credit Union to extend your final loan payment by one month and agree that such extension will be considered an amendment to your loan agreement and/or promissory note. There is a $25 processing fee per loan that will be added to your loan balance. Interest will continue to accumulate on your loan during the month you skip your payment. In some cases, based on the size of your balance, the interest which accrues, may be greater than the amount of your next regular payment. It may take you several months to begin to reduce your principal balance. Following the skipped month, the loan will revert back to the original payment schedule. Payments made through payroll deduction or direct deposit will be put into your savings or checking account for the month you are skipping a payment. Processing fees will be returned to anyone not eligible to participate in this offer. In order to skip your payment, all loans and accounts must be current and in good standing at the time we receive your request, and your loan must have been opened for more than 6 months. Note, both the primary and co-borrower/co-signer (if applicable) MUST sign and return the attached form. Certain restrictions may apply and not all loans are eligible for this program.