What's New

Scam Alert

We have been made aware of calls/texts going out from a 518-375-2235 number stating that it's a UFirst Security Alert and that there is an issue with their account. Please be aware that we do not call our members with a UFirst Security Alert and that this is a fraudulent call/text. Please do not give out any personal information such as your account number, social security number, debit card number, etc. If you have any questions or concerns, please contact us directly at 518-324-5700. Thank you!


VISA Rewards

Reward Yourself! Earn bonus points today with your rewards card!

For every qualifying purchase made using your UFirst VISA Credit Card, you earn valuable bonus points that may be redeemed for outstanding merchandise and travel rewards.

  • Thousands of items available
  • Top brand names like Apple, Dyson, Sony and Pandora
  • Online ordering available 24/7

To view all redemption options or your reward balance, visit ScoreCardRewards.com.

Not a UFirst VISA Credit Cardholder yet? Isn't it time? With rates as low as 7.90% APR and no annual fees, it's the only card you'll use for all of your spending needs. Apply online today and start rewarding yourself!

Click here to view VISA Credit Card disclosures.

Must be a UFirst Federal Credit Union member to apply. Standard variable rate (7.90% - 17.90%) may vary depending on credit qualifications and are subject to change at any time without notice. Federally Insured by the NCUA.

Balance Transfer Offer

Struggling with high-interest credit cards? Are your monthly payment amounts more than you can handle? We can help! Take the first step and transfer your high-interest credit card balances to a UFirst VISA credit card and enjoy the savings!

And Bonus! When you bring your high-interest rate balance to UFirst FCU during the month of February, you'll save with rates as low as 3.90% APR* for 12 months!

The Benefits of being a card carrying member of UFirst FCU:

  • No Annual Fee
  • Rates as low as 7.90% APR* (based on credit qualifications) - Same rates apply for purchases, cash advances and balance transfers
  • Making payments is easy! - at the credit union, over the phone, via your UFirst online banking or at ezcardinfo.com.
  • Reward Yourself! Earn points for every dollar you spend with ScoreCard Rewards.
  • Use ezcardinfo.com to get your balance, view transactions, enroll in eStatements, make a payment and more.

Get started:

  • If you're an existing UFirst VISA cardholder, transferring your balance is as easy as 1, 2, 3!
    1. Click here to get the balance transfer form
    2. Fill out all the necessary information
    3. Submit to us by:
      • Email visa@ufirstfcu.net
      • Fax to 518-324-5777
      • Bring in to a UFirst location nearest you or drop it in our 24 hour night drop
      • Mail to 274 Rugar Street, Plattsburgh, NY 12901

Not an existing UFirst VISA credit cardholder? Apply conveniently online!

*APR – Annual Percentage Rate. The promotional rate (3.90%-9.90%) is available on balance transfers only and must be made between February 1, 2018 – February 28, 2018. Promotional rate for balance transfers made within this timeframe will be available until January 28th, 2018. After the 12 month promotional period ends, your standard variable APR (7.90%-17.90%) will be applied to any unpaid balance. Standard variable rate (7.90%-17.90%) may vary depending on credit qualifications. Offer available until February 28th, 2018. Any balance transfer cannot exceed your predetermined credit limit. Balance transfers cannot be used to pay off a UFirst FCU loan. A balance transfer fee of 3% or $5 of the amount of each balance transfer, whichever is great, will be applied. See your Card Agreement for additional details. Rates and terms are subject to change at any time. Federally insured by NCUA

Exciting News for UFirst

New Look. Still UFirst. Still for you.

UFirst FCU has some exciting news!! We've just had a makeover and we're very proud of our new look!

Questions & Answers regarding our new brand will be posted here soon...


A Message to our members from Linda:

UFirst FCU is all about you, our members and to better serve you, we have some exciting changes taking place in 2018! UFirst FCU has a new look and while you’ll notice that our logo colors and design have changed, the integrity of it has not. Our history, the relationship we have with you and the same great service you receive from our staff, still remain and will continue. I am pleased to announce that in the coming months, UFirst FCU will be undergoing some important changes to reflect our new brand and better serve you.

Beginning this Spring, the Plattsburgh main branch will be expanding; A more visually-refreshed website is underway and new products & services will be added to help meet the growing financial needs of our members. I thank you for being a valued member of UFirst FCU and we look forward to continuing our relationship together…For Today. For Tomorrow. For You.


Linda Bourgeois


CO-OP ATM Access


UFirst FCU has some exciting news! We've joined a CO-OP ATM Network that allows our members access to nearly 30,000 surcharge-free ATMs from coast to coast! That's convenience even some of the biggest banks can't match. And it's one of the benefits of being a member of UFirst FCU.

What does this mean? It means that you can use any ATM where you see the CO-OP logo. So, whether you're across town or away from home for business or pleasure, finding the closest surcharge-free ATM is easy, using your phone, mobile app, text messaging or internet access.

What is a surcharge fee? A surcharge is a fee that may be assessed by an ATM owner for using the machine. Our members can use ATMs within the CO-OP Network and avoid these fees.

Find ATMs near you:

  • Visit CO-OPatm.org
  • Download the mobile app (search CO-OP ATM and look for the CO-OP logo)
  • Text your current address to MYCOOP (692667)
  • Call 1-888-748-3266

Please feel free to contact us at 518-324-5700 option 1 with any questions about the CO-OP ATM Network!

Co-op ATM Video

Coming Soon: CO-OP Shared Branch!!

Shred Days

Mark your calendars for the UFirst Shred It & Forget It Event!  

Protect yourself from identity theft by bringing your unwanted personal documents to the UFirst Shred It & Forget It event. Adirondack Mobile Shredding will be on site to shred your documents safely and securely, Free of Charge! Here are the details:

** Our Shred Days for 2017 are complete. Keep watching for 2018 dates to be posted! **