What's New

Vote YES to S 2155

Credit Unions have a philosophy - "People Helping People". As a member of UFirst FCU, you are a partial owner of our organization. You have a voice and that voice has power.

What's Happening?

In response to the 2008 recession, a regulation was passed to impose rigorous standards across the entire financial industry. The current set of complex Washington regulations were created to rein in the big Wall Street banks. But these one size fits all rules do not work for credit unions and community banks on Main Street. We agree that regulations serve an important purpose within our industry, but one size fits all regulations only end up hurting consumers.

What is UFirst FCU's Response?

Recently, UFirst CEO, Linda Bourgeois; VP of Finance, Kasey Kirk and Board of Director & Supervisory Committee Chair, Bob Gertsch, traveled to Washington where they participated in CUNA's Governmental Affairs Conference (GAC). It was there that they hiked the hill and made their voices heard, advocating for members like you and me. You may not even be aware of the regulatory burdens that credit unions face or how it limits us from serving our members to the best of our ability, but we do. You should know that we, as your trusted financial partner, are taking action against these excessive regulations, but we can't do it alone.

Regulations that favor the big Wall Street banks are hurting millions of credit union members by:

  • Costing credit unions over $7.2 billion annually in operations costs and lost revenue due to current regulations - more than $71 per member.
  • Leading to higher costs and longer wait times for mortgages and loans.
  • Limiting your options and making it harder for credit unions to provide the services and products you need.

What Can You Do To Help?

Together, we can use our collective power to help limit excessive regulations from hurting members like you and me. Years ago, we came together and fought against the "Don't Take My Credit Union" campaign and now we're asking for your help again. Recently, a bipartisan group of Senators released S. 2155, that would provide regulatory relief to Main Street financial institutions including credit unions and community banks while maintaining regulations for Wall Street. Here's what you can do to show your support:

  • Learn more about the Common Sense Regulation and how it impacts the country and those of us in New York State.
  • Take Action! Make your voice heard now and tell Congress by phone, email or twitter to support S. 2155!

Let your U.S. Senators and representatives know today that you want them to make fixing costly regulations on credit union a top priority as this legislation heads to the Senate! Tell Congress we need common sense regulations that allow local institutions like UFirst Federal Credit Union to decide what's best for its members and communities, as we always have.

Thank you for your support!!

All Credit Types Welcome

There are all different types of credit out there - the good, the bad and the in between. No matter what your circumstances, you should know that at UFirst, there is no judgement. We understand that life just happens. You may feel discouraged or really unsure of what to do to improve your credit situation and finances or maybe you have no credit history at all. 

Why not let us help? Here at UFirst, we work with you. We help you understand your credit score and give you ways to work on improving it or building it. Just because you have a poor credit score or no credit score, doesn't mean that you won't necessarily get approved for an auto loan. All you need to do is take that next step!

Here's how to get started:

  • Check out our Rates!
  • Apply for an auto loan online or
  • Make an appointment with one of our amazing lenders.
    • Call 518-324-5700 option 2
    • Email lending@ufirstfcu.net

So no matter what your credit situation, remember to check with us first and let us help finance your new or used vehicle!

VISA Rewards

Reward Yourself! Earn bonus points today with your rewards card!

For every qualifying purchase made using your UFirst VISA Credit Card, you earn valuable bonus points that may be redeemed for outstanding merchandise and travel rewards.

  • Thousands of items available
  • Top brand names like Apple, Dyson, Sony and Pandora
  • Online ordering available 24/7

To view all redemption options or your reward balance, visit ScoreCardRewards.com.

Not a UFirst VISA Credit Cardholder yet? Isn't it time? With rates as low as 7.90% APR and no annual fees, it's the only card you'll use for all of your spending needs. Apply online today and start rewarding yourself!

Click here to view VISA Credit Card disclosures.

Must be a UFirst Federal Credit Union member to apply. Standard variable rate (7.90% - 17.90%) may vary depending on credit qualifications and are subject to change at any time without notice. Federally Insured by the NCUA.

Exciting News for UFirst

New Look. Still UFirst. Still for you.

UFirst FCU has some exciting news!! We've just had a makeover and we're very proud of our new look!

Questions?  Click here for information on how our new logo and brand will affect your banking experience.


A Message to our members from Linda:

UFirst FCU is all about you, our members and to better serve you, we have some exciting changes taking place in 2018! UFirst FCU has a new look and while you’ll notice that our logo colors and design have changed, the integrity of it has not. Our history, the relationship we have with you and the same great service you receive from our staff, still remain and will continue. I am pleased to announce that in the coming months, UFirst FCU will be undergoing some important changes to reflect our new brand and better serve you.

Beginning this Spring, the Plattsburgh main branch will be expanding; A more visually-refreshed website is underway and new products & services will be added to help meet the growing financial needs of our members. I thank you for being a valued member of UFirst FCU and we look forward to continuing our relationship together…For Today. For Tomorrow. For You.


Linda Bourgeois, President/CEO

CO-OP ATM Access


UFirst FCU has some exciting news! We've joined a CO-OP ATM Network that allows our members access to nearly 30,000 surcharge-free ATMs from coast to coast! That's convenience even some of the biggest banks can't match. And it's one of the benefits of being a member of UFirst FCU.

What does this mean? It means that you can use any ATM where you see the CO-OP logo. So, whether you're across town or away from home for business or pleasure, finding the closest surcharge-free ATM is easy, using your phone, mobile app, text messaging or internet access.

What is a surcharge fee? A surcharge is a fee that may be assessed by an ATM owner for using the machine. Our members can use ATMs within the CO-OP Network and avoid these fees.

Find ATMs near you:

  • Visit CO-OPatm.org
  • Download the mobile app (search CO-OP ATM and look for the CO-OP logo)
  • Text your current address to MYCOOP (692667)
  • Call 1-888-748-3266

Please feel free to contact us at 518-324-5700 option 1 with any questions about the CO-OP ATM Network!

Co-op ATM Video

Coming Soon: CO-OP Shared Branch!!

Shred Days

Mark your calendars for the UFirst Shred It & Forget It Event!  

Protect yourself from identity theft by bringing your unwanted personal documents to the UFirst Shred It & Forget It event. If a document contains your signature, Social Security Number, account number, medical or legal information, it should be shredded when you no longer need it. Adirondack Mobile Shredding will be on site to shred your documents safely and securely, Free of Charge!

Join Us:

Saturday, April 14th, 2018

9:00 am - 12:00 pm 

Plattsburgh Main Branch (274 Rugar Street)

Remember to keep a few things in mind:

  • There is a maximum of 5 file boxes or trash bags per car. We can only accept paper - please no electronics, hardware, etc.
  • Shred Day is open to the community; however we do restrict businesses from dropping off. We simply cannot accommodate large quantities of shredding and we appreciate the cooperation.
  • Check over the documents you are going to shred to ensure that you are not getting rid of anything of importance like birth certificate, social security card, marriage license, etc.
  • Please look for UFirst personnel to greet you and direct you on where to park. We will come to you!
  • Can't make it? A secure drop off bin will be available at the Plattsburgh Main branch two weeks prior to the event and will be accessible during normal business hours.  
  • Shred Day is FREE; however, donations to benefit Camp Ta Kum Ta are kindly accepted.

We look forward to seeing you at our Shred It & Forget It event! Our next event is scheduled for September 8th, 2018.

Shred Day is first come, first serve. While our shred Days are schedule to last three hours, the actual length of the Shred Day depends on how full the truck is. if the truck is full before the scheduled end time, the remainder of shred day will be canceled.